Long Term Care Insurance quotes from Insurance Planners you can trust Auto Insurance Quotes
Long Term Care Insurance Planners Get your long term care insurance policy from Insurance Planners today
Get Free Long Term Care Insurance Quotes Long Term Care Insurance Information & Basics Long Term Care Insurance Buying & Shopping Tips Long Term Care Insurance Policy Frequently Asked Questions about Long Term Care Insurance
Get your free online Long Term Care Insurance quotes today!

Covered Long Term Care Facilities and Services


It is important to know which facilities and services are covered under your long term care policy. Long term care insurance usually covers assistance with activities of daily living such as eating, bathing, dressing, toileting, transferring, and continence. Make sure the policy you are considering offers the benefits you think you might need. Listed below are services a long term care policy might cover:

  • Nursing home services: Care in a licensed nursing facility.

  • Assisted living services: Care in a licensed assisted living facility.

  • Home health care services: Home Health Care includes skilled care or personal assistance in your home by a licensed home health agency. Coverage may include part-time skilled nursing care, physical therapy, and assistance with activities of daily living.

  • Adult day-care services: Care in licensed adult day-care facilities. These programs provide daytime care to individuals who do not need to live in a nursing home. Typical benefits include nursing or therapeutic care, social and educational activities, or personal supervision because of "cognitive impairment," such as Alzheimer’s or a similar disease.

  • Other services: Other benefits or options may include:
    Respite care - Care provided to give family members caregivers time off;
    Recovery period benefits - Care after a stay in a hospital;
    Home assistance services - Help with chores like cleaning and shopping; and
    Training for family members.

Add this page to your Favorites!

LTC Newsletter Archive
LTCI Featured Monthly Article & Website Reviews
LTC Insurance Basics
Covered Services
Why Buy Long Term Care Insurance?
Myths and Facts
Sample Quotes
Long Term Care Insurance Rates
LTCi and Your Retirement Plans
Medicaid Eligibility
Alzheimer's & Costs to Family Caregivers
Choosing an Assisted Living Facility
Insurance Buying Tips
Insurance Shopping Tips
Choosing the Right Insurer
About the Policy
Long Term Care Insurance Benefits
Optional Benefits
Benefit Triggers
LTC Policy Exclusions
LTC & Tax Deductions
Group Long Term Care Insurance Plans
Inflation Protection
*NEW!* - Nursing Homes & LTC Costs in 50 States
Long Term Care Insurance Press Releases
Long Term Care Insurance Resources
Long Term Care Insurance Planners Home | About Us | Privacy Policy | Legal Disclaimer | Site Map
Copyright © Inspolicy 2005 Long Term Care Insurance - LTC Planners
All Rights Reserved
Site Powered By Zeus Registry Web Hosting