Frequently Asked Questions about Long Term
Questions about Applying
How do I Get a Quote?
To get a quote, simply click on the
link below or call 1-866-582-0003.
until I get my quote?
You will receive a phone call within one business day. We will
provide your personal Long Term Care Insurance quote, a Long Term
Care Insurance application,
as well as more information so you can understand the insurance
coverage you are buying.
What can I expect from Long Term Care
Simply put...honesty, integrity, and appreciation. Long Term Care
Insurance quotes can be difficult to
read and understand. We try our best to provide you with as much
information in a format
that is easy to understand at your own pace.
We provide as much Long Term Care Insurance information as possible.
Take your time to understand what you are purchasing, and don't
make the mistake of simply shopping
We do not stray from our process, quite simply, because it works.
We have a staff available to receive your calls from 8:30 – 4:30
Why should I use Long Term Care Insurance Planners?
Most of our online competitors are lead generating services for
insurance agents. In contrast, we are Long Term Care Insurance
agents who handle
your case from beginning to end. Your information is not being
sold to any insurance agents, or other companies. We are here to
Long Term Care Insurance and we are here to service you until you
need your coverage. Long Term Care Insurance is our product of
by specializing in this one area, we have become quite good at
what we do. We aim to do one thing, and do it better than anybody
Lock Me In?
No, you are not bound to the coverage until you make your first
payment on an issued Long Term Care Insurance policy. This makes
us prove to you
that we can issue the coverage we quoted you.
If we can't do what we say we can, then you don't have to take
Do I Send in a Check?
Yes. All of the companies we represent require either a one or
two month premium. If you decide not to take the policy or you
all money collected is refunded directly back to you. All conditions
as outlined in the conditional receipt must be met or there is
liability on the part of the Long Term Care Insurance company.
Can I apply with other Long Term Care Insurance companies besides
you at the same time?
No, if we find out there is a concurrent application with another
company we will stop processing the application, and cease communication.
This is a huge waste of our time and money.
Questions about Underwriting
How long does the underwriting process take?
Our average underwriting time is currently 30-45 days. We have issued
policies within a couple weeks when people complete their tasks
quickly, and have had applications go as long as three months because
of a lack of cooperation.